Pre-Retirement Risks

Pre-retirement Risks or What Can Derail a Retirement Plan “There is always risk in the stock and bond markets. Risk is the source of returns. The greater the risk, the higher the expected return.” Dan Solin, A Rational Response to Irrational Market Anxiety I will discuss today the...

By: RetireWare / Equisoft On 10:09 AM

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How is Income Tax Taken Into Account?

Question: I am a little confused on how the software "simulates a tax return". How does this work? Answer: The software simulates a tax return, so for each future year of the illustration of assets and future income, income tax calculations are based on actual tax rules. Other...

By: RetireWare / Equisoft On 10:06 AM

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An Inventory of Post-retirement Risks

Looking for a good list The Society of Actuaries has done a lot of work in recent years exploring post-retirement risks. Among their many excellent publications is “Managing Post-Retirement Risks – A Guide to Retirement Planning”. In there you will find a shopping list of risks providing for...

By: RetireWare / Equisoft On 9:39 AM

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RetireWare Desktop Software

Where's RetireWare? With recent advances in computing power, security and fast Internet connections, RetireWare is now a SAAS ("Software-as-a-Service") application. This new version is Web-based and runs inside an Internet browser. The desktop version of RetireWare will no longer be offered for sale. The new Web-based version includes...

By: RetireWare / Equisoft On 9:37 AM

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What is Risk?

Risk Defined Risk is the potential that a chosen action or activity will lead to a loss (an undesirable outcome). [...] Almost any human endeavor carries some risk, but some are much more risky than others." -- Wikipedia When it comes to retirement, risk is the possibility of...

By: RetireWare / Equisoft On 5:49 PM

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Downsizing a Residence

Question: I was wondering if there is a way or a work around to accommodate the downsizing of a residence? I can't see anyway to develop a scenario where one sells their house and invests perhaps 70% the proceeds into their investments and the balance into a new...

By: RetireWare / Equisoft On 11:54 AM

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What is Monte Carlo Simulation?

Monte Carlo simulation is a mathematical method used to estimate the most likely outcome and the odds that certain events will occur, given a mathematical model of the problem. Like the roulette wheels associated with the casinos of Monte Carlo, Monte Carlo simulation reproduces random outcomes by generating random...

By: RetireWare / Equisoft On 4:10 PM

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Risky Business!

Welcome to this Blog! In the last decade, great emphasis has been put on risk management in every area of our lives. Risk management provides a framework around which we can make decisions. We begin by assessing risk and determining its likelihood and magnitude. Armed with this information we...

By: RetireWare / Equisoft On 11:48 AM

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Welcome to the RetireWare Product Support Blog

Product Support We get a lot of great questions from users and want to share these with everyone. So we will post user enquiries from time to time to build a valuable resource for new and experienced RetireWare users alike. Here's my most important recommendation: view the interactive demos...

By: RetireWare / Equisoft On 8:57 PM

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