Welcome to this Blog!
In the last decade, great emphasis has been put on risk management in every area of our lives.
Risk management provides a framework around which we can make decisions. We begin by assessing risk and determining its likelihood and magnitude. Armed with this information we then search for ways to reduce, eliminate, transfer or retain risk.
When it comes to planning the financial aspect of retirement, a risk management framework is paramount, as we cease earning income and our livelihood comes from pensions and invested assets, which must sustain us potentially for several decades. Thus, a sound plan must examine each of the potential risks that can occur during retirement: investment, longevity, inflation, health care costs, early death and many others.
This blog will try to increase understanding of post-retirement risks and their impact on financial and retirement planning.
Best,
Marc Des Rosiers, F.S.A., F.C.I.A.
President
Apeiron Software Limited
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