Question:
I am getting a CPP payout of $0 in my detailed cash flow forecast. I suspect it may be because I am already (early) retired (my spouse is still working) and I have not entered any employment income in the setup data. But I have paid in at the maximum level for 27 years.
Answer:
If you check Already Retired in Financial Information, you can enter annual earnings and it will only be used to estimate the CPP.
Your other option is to enter the actual CPP you expect to receive and the age of commencement in Government Pensions on the Pensions page.
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