Questions:
1. Will the product allow me to prepare retirement income projections for my wife and me combined?
2. Assuming yes, will it allow different start times for her and my CPP and OAS?
3. Will it provide any optimization regarding when we should start drawing from RRSPs relative to
OAS and CPP?
Answer:
1. You can do retirement income projections for a couple for a common plan by entering separately the financial information for each.
2. Yes you can start CPP and OAS, or retire at different times.
3. The software does not optimize the retirement date that will be best for RRSP withdrawals relative to OAS and CPP. But you can run a few different scenarios to find a practical solution.
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