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Question:
When I have $0 in expenses for Spouse 1 and 2 in the pre-retirement budget, the report takes the Net Income amount and puts it in the Total Expense amount.
Answer:
In cases where you and your spouse are not yet retired, if there is no budget, the program tries to create a budget based on net income, assuming all funds are spent or saved.
In other words, the "budget" for someone without a budget is:
expenses = gross income - taxes - annual savings.
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